Use of the tool

HECSRepaymentCalculator.com is provided free for general information. The calculations are estimates based on the ATO's published 2025-26 thresholds and may not reflect your assessed repayment.

No advice

Nothing here is financial or tax advice, and no professional relationship is created by using the site. Always verify with the ATO or a registered tax agent.

Liability

We take care to keep figures accurate but make no warranty that the tool is error-free or current. To the extent permitted by law, we accept no liability for any loss arising from reliance on the tool. See our disclaimer.